5 Major Signs To Switch Banks

Awful Customer Service

Dealing with your bank when something goes wrong shouldn't be a chore you dread having to handle on top of everything else. Waiting in line or on the phone for forty-five minutes before you get to speak to a real person doesn't have to be the way you bank. Some online banks offer chat and email as a way to communicate with customers who cannot or prefer not to deal with customer service through the phone or in person. If you prefer dealing with a local person within a reasonable amount of time instead of awful customer service that takes hours to see someone, consider a local credit union in your area instead of a massive national bank.

Read about how some incentives can actually point to you needing a new bank.